Of all the private sector businesses in Australia, 96 per cent are small businesses with fewer than twenty employees and around two in every five private sector workers are employed in a small business. In the eleventh AMP-Natsem Income and Wealth Report, Shih-Foong Chin, Simon Kelly and Ann Harding examine the large, but understated, contribution...

Divorce has far reaching financial consequences with an immediate impact on lifestyle and disposable income and a potentially significant long-term impact on wealth accumulation, according to the latest AMP.NATSEM Income and Wealth Report, by Simon Kelly and Ann Harding.

Housing assistance (HA) interventions not only aim to meet housing needs, they also contribute to higher level outcomes, such as improved social and economic wellbeing for individuals, families and communities.

In the 1960s and 1970s Australians were big believers in having a nest egg of savings set away for a rainy day. Since then times have changed. In the ninth AMP/NATSEM Income and Wealth Report, Ann Harding, Simon Kelly and Rebecca Cassells investigate Australians' relationship with debt and the profile of debt consumption in Australia...

In this paper Ann Harding, Ben Phillips and Simon Kelly found examine trends in housing stress between 1998 and 2004, using specially created versions of NATSEM's STINMOD model. For the latter year, NATSEM was required to update the ABS 1999-00 and 2000-01 Surveys of Income and Housing Costs to 2004 estimates. While we employed what...